Kapital životno osiguranje
Zaštiti život i gradi svoju budućnost istovremeno
Kažu da se život ne mjeri brojem uzdaha, već brojem trenutaka koji nam oduzmu dah. Zato je dobro kada na vrijeme donesemo odluku i svoj život učinimo bezbrižnijim. Pred tobom je Kapital životno osiguranje, za siguran život i ispunjenje želja!
Šta obuhvata Kapital životno osiguranje?


Kapital
Životno osiguranje u slučaju doživljenja
- Namijenjeno svima koji žele optimalan oblik štednje i osiguranja
- Mogućnost ugovaranje polise bez obzira na zdravstveno stanje i zanimanje
- Isplata zagarantovane osigurane sume po isteku osiguranja
- U slučaju smrti isplaćuje se do tada uplaćena premija i ostvarena dobit


Dopunska osiguranja
Kao dodatnu zaštitu, uz osiguranje života nudimo i:
- Dopunsko osiguranje od nezgode:
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NutriFit - trajna invalidnost
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Trajna invalidnost
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Smrt usljed nezgode
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Lom kostiju
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Dnevnu naknadu za nezgodu
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Dnevnu naknadu za bolest
- Drugo liječničko mišljenje
- Dopunsko osiguranje za operacije
Uz polise Kapital osiguranja zaključene uz NutriFit - poklon lična DNK analiza
Karakteristike proizvoda
Osigurati se mogu osobe od 14 do 65 godina starosti
Minimalna godišnja premija 500 KM
Osiguranje se može ugovoriti na period od 7 do 25 godina
Koje rizike pokrivamo dobrovoljnim zdravstvenim osiguranjem?
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VITAL Standard(do 1.000 KM) |
VITAL Comfort(do 1.750 KM) |
VITAL Exclusive(do 2.500 KM) |
VITAL Premium(do 10.000 KM) |
VITAL Elite(do 100.000 KM) |
Specijalistički i ljekarski pregledi |
50% pokriće troškova | 80% pokriće troškova | 80% pokriće troškova | 100% pokriće troškova | 100% pokriće troškova |
Dijagnostički postupci |
50% pokriće troškova | 80% pokriće troškova | 80% pokriće troškova | 100% pokriće troškova | 100% pokriće troškova |
Medicinska pomagala |
50% pokriće troškova | 80% pokriće troškova | 80% pokriće troškova | 100% pokriće troškova | 100% pokriće troškova |
Lijekovi |
50% pokriće troškova | 80% pokriće troškova | 80% pokriće troškova | 100% pokriće troškova | 100% pokriće troškova |
Dioptrijska stakla i leće |
50% pokriće troškova | 80% pokriće troškova | 80% pokriće troškova | 100% pokriće troškova | |
Fizioterapija |
50% pokriće troškova | 80% pokriće troškova | 80% pokriće troškova | 100% pokriće troškova | 100% pokriće troškova |
Psihoterapija |
50% pokriće troškova | 80% pokriće troškova | 80% pokriće troškova | 100% pokriće troškova | 100% pokriće troškova |
Hitni stomatološki tretmani usljed nezgode |
50% pokriće troškova | 80% pokriće troškova | 80% pokriće troškova | 100% pokriće troškova | |
Troškovi poroda |
100% pokriće troškova | ||||
Troškove intervencija i operativnih zahvata |
100% pokriće troškova | ||||
Troškove prevoza u hitnim slučajevima |
100% pokriće troškova |
Additional coverages
For Basic CASCO
Bonus "Car fleet”
5% discount for insurance of 5 to 10 cars.
10% discount for insurance of 11 to 30 cars.
Negotiated discount for insurance of more than 10 cars - please contact the Central Office of UNIQA AD.
For Basic CASCO
Bonus "UNIQA Partner"
5% discount for insurance already contracted with UNIQA:
Combined insurance "Business Plan"
Accident insurance
8% discount on the insurance premium for CASCO Insurance when Civil Liability Insurance is contracted in UNIQA.
For Basic CASCO
Single payment bonus
10% discount for a single payment of the entire premium.
Bonus "Newly Insured Vehicle":
10% discount for new UNIQA CASCO customers who have not contracted CASCO Insurance policy with UNIQA in the last 24 months.
For Basic CASCO
Bonus “No damages”
10% discount for one year without damages.
20% discount for two years without damages.
35% discount for three or more years without damages.
For Basic CASCO
The total amount of all discounts (bonuses) cannot exceed 20%
In case of no damages for three or more years, the total amount of all discounts (bonuses) cannot exceed 35%, subject to prior authorization from the Head Office of UNIQA AD. Based on a detailed risk analysis for each corporate client, the above % discount and the deductible amount may be changed.
All discounts are charged on the current CASCO Tariff at the time of insurance contracting.
For Basic CASCO
Single payment bonus
10% discount for a single payment of the entire premium.
Bonus "Newly Insured Vehicle":
10% discount for new UNIQA CASCO customers who have not contracted CASCO Insurance policy with UNIQA in the last 24 months.
Saznaj više o našim drugim proizvodima životnog osiguranja


Comfort životno osiguranje
- Namijenjeno svima koje žele štednju i zdravstveno osiguranje istovremeno
- Osiguranje u slučaju nastupa 20 teških bolesti
- Isplata zagarantovane sume po isteku osiguranja, u slučaju smrti ili nastupa teške bolesti


UNIQO dječije osiguranje
- Podrška za start u samostalni život djeteta
- Mogućnost isplate sume u cjelosti ili mjesečnim stipendijama
- Nagrada za srednjoškolce odlikaše sa dodatnih 3% osigurane sume
Ultimate protection deal
What is it like?
Health and Calmness provides care and security if you have an accident, become ill, or are to become a parent and have a child. The insurance is suitable for individuals but also for employees, institutions, non-profit organizations, and people with freelance professions.Get Home Insurance for FREE with Online CASCO


Lako. Uvijek. Svuda.
Želiš ponudu za osiguranje ili imaš dodatna pitanja? Kontaktiraj nas.
Naš tim stručnjaka ti je uvijek na raspolaganju:
- Kreiranje personalizovanog plana i benefita
- Slanje ponude
- Zakazivanje sastanka za dodatnu podršku
Driving Peace of Mind with UNIQA
FAQ
How do the coverage options of Uniqa Insurance differ between their basic and premium plans?
How do the coverage options of Uniqa Insurance differ between their basic and premium plans?What are the key benefits of choosing Uniqa Insurance over other providers?
What are the key benefits of choosing Uniqa Insurance over other providers?In what ways does Uniqa Insurance support its customers car during the claims process?
In what ways does Uniqa Insurance support its customers car during the claims process?What unique features does Uniqa Insurance offer for travel car insurance compared to standard policies?
What unique features does Uniqa Insurance offer for travel car insurance compared to standard policies?How does Uniqa Insurance handle pre-existing conditions in their health insurance plans?
How does Uniqa Insurance handle pre-existing conditions in their health insurance plans?What discounts or incentives does Uniqa Insurance provide for bundling multiple policies?
What discounts or incentives does Uniqa Insurance provide for bundling multiple policies?How user-friendly is the Uniqa Insurance mobile app for policy management and claims?
How user-friendly is the Uniqa Insurance mobile app for policy management and claims?
Quick links


Health Institutions


Car workshops


Vehicle inspection centres










